nil conscire sibi, nulla pallescere culpa
to have a clear conscience and not pale at any charge

Archive for the ‘Financial Planning’ Category

Is This How You Are Planning Your Retirement?

November 27, 2006

  I was at NTUC Supermarket and spotted a long queue at the corner.   I was then reminded that it was Sunday. In Singapore, the equation goes like this: WED / SAT / SUN  =  LONG QUEUE Looking at the queues at the Singapore Turf Club’s outlets on Wednesdays, Saturdays and Sundays, I must say, we have a long […]


October 18, 2006

LION CAPITAL INDIA FUND Invested $30,000 in Lion Capital India in late July 2006. As at 16 October 2006, made a 20% gain (net of cost of investing) =p        Date              NAV Price             My Profit 13/11/2006          $1.0290                 23.72% 16/11/2006          $1.0370                 24.68% 24/11/2006          $1.0480                 26.00% 04/12/2006          $1.0590                 27.33% ABERDEEN GLOBAL EMERGING MARKETS Invested in mid-Sept 06. […]

Retirement? You must be kidding, right?

September 19, 2006

I was SHOCKED to read this question posted by someone on another site: my wife and i have been investing $100 each month in the ….. Balanced Fund. Do you think itis enough? say to retire in another 15 years time? Even if this person meant $100 each, he would only be saving/investing $2,400 per year.  […]

elephantem ex musca facis

September 9, 2006

I have come across many people who asked, are Term Policies better, compared to Traditional Life Insurance Policies and Investment Linked Policies (”ILPs”).  My answer: elephantem ex musca facis which means be sure to use an appropriate tool to achieve the purpose you have in mind


September 9, 2006

Save $10 a month & you may have just lost $123,474 or more I read with disgust a person’s claim that they are “… educating consumers about making the right choice about their financial planning…”.  However, all they ever talk about is how cheap they are compared to their competitors, blah, blah, blah… Is premium the […]